We Built This Business to Change Lives
Above Average Credit Consulting was founded on one belief: everyone deserves access to the financial opportunities that good credit provides.
Built From Experience. Driven by Purpose.
Above Average Credit Consulting was born out of personal experience. Our founder watched family members get denied for homes, cars, and business loans — not because they weren't hardworking, but because no one had ever taught them how credit worked or how to fight back when the system got it wrong.
We started with one client and a mission. Today, we've helped over 500 individuals and families repair their credit, remove damaging items, and build the scores they need to move forward. We're not a faceless corporation — we're a team that genuinely cares about your outcome.
"I started this business because I know what it feels like to be held back by your credit score. My job is to make sure that never stops you again."
The Person Behind Your Results
Founder & Lead Consultant
Above Average Credit Consulting was built from personal experience — watching people get denied for homes, cars, and opportunities simply because no one taught them how credit works. That frustration became a mission.
With over 12 years in the credit industry, our founder has helped 500+ clients navigate the credit system, remove damaging items, and build the scores they need to move forward. The approach is hands-on, honest, and always in your corner.
What We Stand For
To empower every client with the knowledge, tools, and expert advocacy needed to take control of their credit — and by extension, their financial future. We believe above-average credit should be accessible to everyone, not just those who already know the system.
Transparency
We tell you exactly what we can and cannot do — no false promises, no hidden fees.
Results First
Every strategy we use is chosen because it works. We measure success by your score, not our effort.
Education
We don't just fix your credit — we teach you how to maintain and grow it for life.
Compliance
Everything we do is fully compliant with the FCRA, FDCPA, and CROA. Your protection is our priority.
You're in Expert Hands
CROA Compliant
Fully compliant with the Credit Repair Organizations Act
FCRA Expertise
Deep knowledge of Fair Credit Reporting Act consumer rights
FDCPA Knowledge
Expert in Fair Debt Collection Practices Act protections
12+ Years Experience
Over a decade of proven credit repair results
Ready to Work With Us?
Book a free consultation and let's talk about where your credit is and where it can go.